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McCain claims to know nothing about economics


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RevJP
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PostPosted: Thu May 22, 2008 6:42 am    Post subject: Reply with quote

Quote:
You can not walk into an emergency room... anywhere in this country, and get treated?
By law, they are only required to treat you if you are in dire need of emergency medical care - ie; if you are bleeding, have broken bones, or having a heart attack or some other vital organ failure. Even then they are only required to provide the necessary treatment to stabilize your condition. Additionally, they also send you a bill, and can sue you for payment.

So, I cut my arm in an accident, go to the emergency room, they will stitch me up, bandage me and send me on my way, then bill me for the $300 + dollars for the care given.

If I have a severe flu that is not life threatening and go to the emergency room, without medical insurance, they are legally allowed to deny me care (the exception being the county hospitals which are required to treat poor and indigent peoples).

Quote:
I agree there is need for reform... however, getting the government to foot the bill is simply not the answer.
Irrelevant to what I said. I'm simply pointing out that your assertions of access are unrealistic.

J
Quote:
P... the one major cost for a private practitioner is not salary, building, meds, supplies, or advertising... the one major cost for a private practicing doctor exceeds these combined and that is medical malpractice insurance. The monthly premiums alone exceed these other costs combined.
did I say something that made you think I disagree? the point I made is that this is only part of the problem. Reducing these costs alone will not solve the problem.
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45degreeN
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PostPosted: Thu May 22, 2008 6:55 am    Post subject: Reply with quote

Medicine in this country will not just dry up and blow away if it is confronted with a single payer system. In fact there are very few instance were people pay entirely for their own medical needs. The whole system, even today, is based upon third party payers (insurance companies).

The medical malpractice issue is bogus. It is a legal and cultural issue and one that will not go away based upon who pays for the medical practices. It is a matter of blame our culture enjoys (blaming the other person.)

The real issue is not malpractice, but the idea of equity. What is fair. Back in the 19th century the forces of "public health" went around and forced the cities to pave their streets and build sewage systems. It was for the simple principle that the public had a right to safe and healthy living and the build up horse manure and other debris in the city streets was overwhelming. This country spent untold millions (billions is todays dollars) to do this clean up and it was done simply because it was right to do it. There were massive public health threats (diseases that ran rampant throughout the country) coming from the poor who just couldn't afford to lounge in the countryside while the summer heat melted the manure on the streets of the city. It was a scientific and medical necessity but it took the political will of a government to get it done.

The current situation is just about the same level of public conscience. Medically indigent people spend 3-4 hour waiting in the ER for issues that are properly cared for in clinics, it is simply the least efficient way of dealing with the medically needy people and far more expensive to do it this way than for the preventative care in a timely manner. When someone who has insurance comes into that same ER they wait that same 3-4 hours until it is their turn.

Those who are wealthy enough to afford insurance already subsidize the needy anyway. All of those unpaid medical bills of the poor are reflected in some part to the costs the insurance companies pay and all the rest of us pay for the medical costs. They don't simply disappear into the air. In actuality that subsidy is far higher than it needs to be if things were dealt with in an orderly manner and we were to go to social medicine rather than the system we have.

Let's not forget who the government is in this country, it is the collective people and the costs are spread out over 300 million of us adding far less per person than would otherwise be paid.
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RevJP
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PostPosted: Fri May 23, 2008 6:15 am    Post subject: Reply with quote

Quote:
Medicine in this country will not just dry up and blow away if it is confronted with a single payer system. In fact there are very few instance were people pay entirely for their own medical needs. The whole system, even today, is based upon third party payers (insurance companies).
For the record, history shows us that a 'single payer system' in this country is not a good idea. Isn't that what social security is for retirement purposes? Seems to me that the government is incapable of administering such systems.

I advocate universal access, but strongly suggest that avenues other than government provision and control be utilized.

Quote:
The medical malpractice issue is bogus. It is a legal and cultural issue and one that will not go away based upon who pays for the medical practices. It is a matter of blame our culture enjoys (blaming the other person.)
Simply untrue. The issue is indeed valid. I don't agree with Trinity that it is the defining problem, but it definitely is a major contributor. To deny this is simply placing blinders on.

Quote:
The real issue is not malpractice, but the idea of equity. What is fair. Back in the 19th century the forces of "public health" went around and forced the cities to pave their streets and build sewage systems. It was for the simple principle that the public had a right to safe and healthy living and the build up horse manure and other debris in the city streets was overwhelming. This country spent untold millions (billions is todays dollars) to do this clean up and it was done simply because it was right to do it. There were massive public health threats (diseases that ran rampant throughout the country) coming from the poor who just couldn't afford to lounge in the countryside while the summer heat melted the manure on the streets of the city. It was a scientific and medical necessity but it took the political will of a government to get it done.
I think the invention and impending prevelation of the automobile had more to do with the paving of streets than health concerns...
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45degreeN
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PostPosted: Fri May 23, 2008 7:05 am    Post subject: Reply with quote

REVJP the streets being paved was long before the automobile was invented even the Romans had pavement.

The modern sewage systems which began to be built in the 1840's in Europe for the bigger cities and many of American bigger cities had sewers by the 1870's. As an example San Fransisco started theirs in 1875. Paris's sewer was already 380 miles long by 1878.

Public health took a long time to develop as an idea but by the turn of the 20th century it was well on its way to being one of the biggest governmental issues. There was little of what we know of sanitation as late as the civil war. The scientific idea had hardly emerged up until that point.

While the construction of these public systems might cause arguments as to who pays for it, and they were very costly, the tax base started high up on the income ladder and none of the poor were asked to spend for them at all.

Regarding malpractice insurance. The whole idea of paying for health care has been driven far from the responsibility of the individual and likewise the blame for mistakes. It is a cultural issue that will not go away regardless of who pays for the actual service. Look at what happens in other countries with malpractice insurance. Their rates are lower because the system protects people from incompetent doctors.
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RevJP
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PostPosted: Fri May 23, 2008 5:48 pm    Post subject: Reply with quote

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Look at what happens in other countries with malpractice insurance. Their rates are lower because the system protects people from incompetent doctors.
I would posit that the system limits the reasons and settlements for such suits - which is the reason why the rates are lower.
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45degreeN
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PostPosted: Sat May 24, 2008 5:10 am    Post subject: Reply with quote

Where but America can a person get rich by suing a doctor because of some mistake. It isn't even the doctor that pays, it is the insurance company.

Our system is so screwed up because of our inability to accept responsibility. People blame anybody except themselves for the degenerative conditions they have, people frequently have unreasonably high expectations and when they don't get what they want, or after being warned lose out, they sue. It is a complex situation with many things that need to be fixed within it, no simple fixes here.

Still a health care system that cares for everyone equally is a modern "right" that has developed, we are just behind in accepting it.
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RevJP
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PostPosted: Sat May 24, 2008 6:23 am    Post subject: Reply with quote

Quote:
Where but America can a person get rich by suing a doctor because of some mistake.

Isn't that the point being made? In no country with a socialized medicine system can a person 'get rich' by suing a doctor who makes a mistake. That is the fundamental point behind tort reform in regards to this issue. The reasons for such suits must be limited and the awards for such suits, when won, must also be limited.

Quote:
It isn't even the doctor that pays, it is the insurance company.
Uh... yeah. That is also the point. The insurance companies have to pay the money; subsequently the coverage rates they charge the medical professionals reflect that cost, and that increased cost is passed on in the form of service charges to the patients = medical insurance premiums for ctovered individuals go up, hospital and doctor fees go up, and non-life saving medical support falls by the wayside because people can't afford preventative care, either paying for it or supplying it. Subsequently people do not seek medical assistance for minor illnesses or preventative care, but instead wait until they have no choice but to seek life-saving care which is by far the more expensive road to take.

Quote:
People blame anybody except themselves for the degenerative conditions hey have,

Isn't reasonable to acknowledge that all degenerative conditions are not a persons fault, but simply the way of life?

Quote:
It is a complex situation with many things that need to be fixed within it, no simple fixes here.
This is the most correct thing you've stated concerning this issue. Indeed it is complex, and simple changes in one part or another is not a fix. However, as soon as you deny the validity of one contributing factor you are defeating the solution as a whole. Tort reform is but one part of the problem, a highly significant part, but just one part. That you deny this is unimaginable.
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45degreeN
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PostPosted: Sat May 24, 2008 7:18 am    Post subject: Reply with quote

Tort reform can come at some other time we need to benefit of this single payer health system first and we can deal with the more complex forms of tort reform later. They are not necessarily inexplicably tied together.
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RevJP
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PostPosted: Sat May 24, 2008 5:15 pm    Post subject: Reply with quote

The whole medical care system issue is inextricably tied together.

Going to a single payer system (the Government) without simultaneously addressing all the other parts of the issue is simply shifting who writes the checks and those who are suffering because of the costs will still be suffering.

No complex issue is resolved by addressing one part of the issue, that is why the politicians have failed to make any noticeable changes in the last 100 or so years.

To fix the medical care crisis in this country we must address:

Tort issues
supply and demand abuses
and taxpayer's costs to support any single payer system.

If we went about it your way, the government would run the health care system via astronomical taxes and mandates on the citizenry, and the costs of care resulting from the other aspects of the problem would drive the quality of care into the ground and the costs of the care into the sky...
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45degreeN
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PostPosted: Sun May 25, 2008 5:34 am    Post subject: Reply with quote

If we went about fixing it your way nothing would ever get done and it seems you're of a mind to make sure nothing will get done. Are you so afraid of change?

So many other countries have proven that a single payer system works and works well.

It seems people are so locked up dealing with the "idea of socialism" that they don't really care for the real world needs of the people. They would endlessly debate the philosophy of the matter than actually do something about it.

America has already spent trillions of dollars on health care and will continue on into the future. It is only a matter of efficiently spending the money we do spend. A single payer system would fill that bill most effectively.
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RevJP
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PostPosted: Sun May 25, 2008 8:50 am    Post subject: Reply with quote

Quote:
If we went about fixing it your way nothing would ever get done and it seems you're of a mind to make sure nothing will get done. Are you so afraid of change?
Your assertion is baseless. I've not indicated anywhere in anything I've posted which indicates that I'm afraid of change, or that I don't want anything to get done. In fact, I've promoted quite the opposite.

Why are you so afraid to face the truth?

Quote:
So many other countries have proven that a single payer system works and works well.
Those countries have also worked on all aspects of the problems we face in this country - they have tort reform, they have controls over supply and demand, they govern everything involved in their medical care system, and they provide adequate (not great, but adequate) care because of the wholeness of their approach. Thus far, in this country, we have people, like you, who choose to promote lopsided 'solutions' to a complex problem, and logically this type of approach will lead to more problems down the road.

Quote:
America has already spent trillions of dollars on health care and will continue on into the future. It is only a matter of efficiently spending the money we do spend. A single payer system would fill that bill most effectively.
Indeed that is the solution isn't it? Unfortunately the idea of simply going to a single payer system does not do that. By using your pet solution, the effectiveness of resource allocation is not truly addressed, unless of course you think that having only one entity paying the same amount of money is effective.

In order for a single payer system to work effectively all costs of health care must be reduced, and your 'solution' does not do that. Tort reform is a must, cost of goods and services must be controlled, quality of care must be ensured, and funding of that system must be established in fairness across the board. You have not offered anything regarding these issues in your rhetoric about a 'single payer' system. Ultimately it seems that the only 'change' you want, is for the government to grow larger and spend more with no evident improvement in access or care provided.
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